NMI Surpasses Estimates

NMI Holdings reported fourth‑quarter 2025 operating net income per share of $1.20, surpassing the Zacks Consensus Estimate of $1.17 by 2.35 %. The figure represents a 12.1 % year‑over‑year increase and the third consecutive quarter in which the company exceeded consensus EPS estimates. Total revenue for the quarter ended December 2025 was $180.74 million, up 8.6 % year‑over‑year to $180.74 million and beating the Zacks Consensus Estimate of $178.97 million by $0.99 million. Net premiums earned grew 6.2 % year‑over‑year to $152.5 million, driven by a 6.3 % rise in premiums and a 21 % increase in net investment income to $27.53 million.