Quarterly Results

Criticized and classified assets declined by $79.9 million during the quarter, but downgrades increased, totaling $159.9 million. Management maintained a 2026 guidance that includes a net interest margin target of 2.6‑2.8 % and further pre‑provision earnings improvement. Brokered deposits fell $921 million year‑over‑year while core deposits grew $240 million. Capital ratios were strong, with tangible common equity to tangible assets at 11.51 % and CET‑1 at 13.8 %. Liquidity stood at $4.3 billion, with coverage of uninsured deposits around two‑times.