Crypto Mortgages

In a separate move, BETR partnered with Coinbase Global to launch cryptocurrency‑backed mortgages. The product allows borrowers to use Bitcoin or USDC as collateral for Fannie Mae‑conforming loans, eliminating the need for a cash downpayment. Shares of BETR jumped 12 % after the announcement, before a slight pullback; Coinbase shares fell 1.1 %. The token‑backed mortgage offers no margin calls or top‑ups and guarantees stable mortgage terms regardless of Bitcoin’s market swings, potentially expanding homeownership to younger buyers who hold digital assets but lack downpayment funds. This collaboration brings crypto products into mainstream finance through a Fannie Mae‑backed, federally managed framework.